Credit cards get a bad rap, but financial gurus tout them as a way to build credit. How do we balance this apparent dilemma? Use 'em--but do it the smart way. I pinch pennies so tight that I make Jack Benny look like a spendthrift. Even this frugal gal and mom of four gives credit cards a thumbs up. Here's how to save money and teach your children valuable financial lessons with using credit cards. Read more at How This Penny-Pinching Mom Saves Money with Credit Cards