Cancel PMI Private Mortgage Insurance ASAP

We took out our first mortgage in 2001. Along with principal, interest, taxes and insurance, there's an added fee for first time mortgage borrowers and those who can't afford 20 percent down-- PMI--Private Mortgage Insurance. It's a fee you pay to guarantee that you will pay your mortgage. After collecting that extra $25 a month from us, for a few years we would have proved that we would pay and the PMI would be removed. Or so we were told. Read on  Expensive Lessons Learned on PMI Private Mortgage Insurance

Free Printable Advent Calendars

 Advent begins four Sundays before Christmas. December 1, 2013.
During Advent we focus on prayer, fasting and almsgiving in preparation for the Feast of Christmas. Many people use an Advent calendar to countdown to Christmas. Here are free printable advent calendars. Advent calendars feature little windows that are numbered. Children open one window each day before Christmas. Some advent calendars have a Bible verse that follows the Christmas story of Jesus's birth in Bethlehem.  Free Printable Advent Calendar Countdown to Christmas Crafts

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Freelance writer, Top 100 Yahoo! Voices, Yahoo! News, Shine, Michigan, Detroit), blogger, teacher, mom of 4, happily married 25 years. Graduated GVSU 1986, psychology/general education and special education. continuing ed up to present. Certified MI teacher. Writing Michigan history mystery, children's Gothic fantasy. Areas of expertise: education, relationships, mental health, nutrition, history, world cultures. Passions: faith, Catholic church, sustainable living, interfaith initiatives, living simply that others might simply live. Working on MA in EI education. 

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