How This Penny-Pinching Mom Saves Money with Credit Cards

Credit cards get a bad rap, but financial gurus tout them as a way to build credit. How do we balance this apparent dilemma? Use 'em--but do it the smart way. I pinch pennies so tight that I make Jack Benny look like a spendthrift. Even this frugal gal and mom of four gives credit cards a thumbs up. Here's how to save money and teach your children valuable financial lessons with using credit cards. Read more at How This Penny-Pinching Mom Saves Money with Credit Cards

How I Cost Us a Bundle with One Tax Preparation Mistake

 As a single person and through 25 years of marriage with four children, I've always prepared our taxes. Last year, I made one tiny mistake on our tax documents that cost us several thousand dollars. Here's how.

We have two sons in college, so tax time means preparing a FAFSA (Free Application for Federal Student Aid) for each of them, too. On my 2010 1040, I mis-typed one digit on our younger son's social security number. Because I e-file using an online tax preparation service, the error was caught immediately and the return was not accepted. When it was sent back, I saw the error, fixed it, resubmitted and the form was accepted a day later. I then filled out the FAFSA and it was accepted too. Read more at How I Cost Us a Bundle with One Tax Preparation Mistake

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Freelance writer, Top 100 Yahoo! Voices, Yahoo! News, Shine, Michigan, Detroit), blogger, teacher, mom of 4, happily married 25 years. Graduated GVSU 1986, psychology/general education and special education. continuing ed up to present. Certified MI teacher. Writing Michigan history mystery, children's Gothic fantasy. Areas of expertise: education, relationships, mental health, nutrition, history, world cultures. Passions: faith, Catholic church, sustainable living, interfaith initiatives, living simply that others might simply live. Working on MA in EI education. 

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