If you're like me, making New Year's resolutions is the easy part. I think up a few goals on New Year's Eve, throw salt over my shoulder and toast my success. I'm great for the first few weeks of January, but by MLK Jr. Day, I've pretty much forgotten them. Here are ways I'm not only making but keeping my 2012 New Year's resolutions. Since most of my resolutions involve money, I'll focus on those. read on