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To help you proactive folks, here are free printable checkbook and debit card registers to help balance your books and keep in the financial black. Keeping a balanced checkbook, including ACH, echeck and debit card transactions makes fiscal sense and cents. You should track credit, cash, even EBT purchases too. If you note down every payment made (regardless of form) you'll know where your money goes. You can also stopgap leaks and prevent fees, over-charges you might not have noticed before.
Free Printable Checkbook Registers for Budget, Personal Finance and Math Lessons