Best Tips to Pay Off Credit Cards Fast and Live Debt-free

I have recently paid off $20,000 worth of credit card debt and $8,000 in medical bills. Some of the debt was several years old. Here's are my best tips for paying off credit card debt, avoiding debt in the future and living without credit cards.

Consolidate credit card debt. If you can, take out a new card, with lower interest and have all your balances transferred to one card. It's easy to manage fewer cards. Do the math and get the best deal on balance transfers. For more ideas, read on at  Best Tips to Pay Off Credit Cards Fast and Live Debt-Free