Money and Finance: The Advantages and Disadvantages of Credit Cards

Money Matters: Do I Need a Credit Card?
Credit cards have gotten a bad reputation. High interest fees, steep late fees, account fees and the ability to incur massive debt have made credit cards a financial risk. Should I avoid credits cards altogether, to prevent going into debt?
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Freelance writer, Top 100 Yahoo! Voices, Yahoo! News, Shine, Michigan, Detroit), blogger, teacher, mom of 4, happily married 25 years. Graduated GVSU 1986, psychology/general education and special education. continuing ed up to present. Certified MI teacher. Writing Michigan history mystery, children's Gothic fantasy. Areas of expertise: education, relationships, mental health, nutrition, history, world cultures. Passions: faith, Catholic church, sustainable living, interfaith initiatives, living simply that others might simply live. Working on MA in EI education. 

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