Penny Pinching Budget Holiday Giving Tips


How to Get What You Want for Everyone on Your Holiday Shopping List and Not Go Broke
Over 20 tips to stay out of financial hot water this holiday season and still get what you want to get for everyone.
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Freelance writer, Top 100 Yahoo! Voices, Yahoo! News, Shine, Michigan, Detroit), blogger, teacher, mom of 4, happily married 25 years. Graduated GVSU 1986, psychology/general education and special education. continuing ed up to present. Certified MI teacher. Writing Michigan history mystery, children's Gothic fantasy. Areas of expertise: education, relationships, mental health, nutrition, history, world cultures. Passions: faith, Catholic church, sustainable living, interfaith initiatives, living simply that others might simply live. Working on MA in EI education. 

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